Before your property review.
A good assessment starts with a clear record of what is on the land—and what still needs to be checked.
Gather the basics
- The property address, parcel reference, and approximate acreage.
- The use of each building: primary home, guesthouse, rental, storage, or agricultural use.
- Your renewal or purchase deadline, if you have one.
- Any written insurer concerns about brush, access, roof condition, or fire protection.
Start with public sources
Texas Wildfire Risk Assessment Portal (TxWRAP) provides mapped wildfire context. TDI explains how to use it. A mapped hazard category is not a guarantee about an individual structure or an insurer’s decision.
USGS National Map provides terrain and other geographic information. Check your county appraisal district for parcel records; these do not replace a survey.
Photographs and an on-site check fill gaps
Aerial imagery may not establish roof materials, vents, vegetation conditions close to a building, gate width, driveway condition, or water supply. Record these as unknown until suitable evidence is available.
Keep the insurance conversation specific
Ask your insurer or licensed agent what information they need, which concerns are driving a decision, and whether documented improvements would change that decision. Do not assume that clearing vegetation will automatically produce a discount or restore coverage.
What this pilot delivers
A person reviews the available evidence, records findings and limitations, and writes prioritized next steps. The report is released only after that review. It is a screening document, not a professional inspection, insurance quote, or certification of safety.